Ron Kinnersley Insurance
Guides
Straight answers before you buy coverage.
These guides answer practical questions about coverage before you buy: when you can enroll, what a policy actually pays and who receives the money. Each one is written and reviewed by Ron Kinnersley, a licensed independent agent in Sacramento, and links to the source behind every date and dollar figure.
Guides
Read before you decide
Guide | Covered California 2027
Covered California 2027 open enrollment
The four dates that decide when coverage starts, and what changed after the federal tax credits ended.
Read the guide →Guide | Burial insurance
Burial insurance vs. preneed funeral plans
What a funeral costs, who receives the money under each option, and when preneed is the better buy.
Read the guide →Rather ask Ron directly?
One call with a licensed independent agent and a straight answer for your situation.