Terms of Service

These terms govern your use of this website. Nothing published here is an offer of insurance or a binding quote, and coverage exists only when a carrier issues a policy.

No offer of insurance

Any figure shown on this site is illustrative. Any policy is subject to carrier underwriting and to the terms of the actual policy documents.

Licensing

Ronald L Kinnersley is a licensed independent insurance agent, NPN 2561874, licensed in AL, AK, AR, AZ, CA, CO, FL, GA, HI, IL, IN, KS, LA, MN, MS, MO, MT, NE, NC, ND, NM, NV, OH, OK, OR, SC, TN, TX, UT, WA, WY. Products and availability vary by carrier and by state.

Last updated August 6, 2026.