Sacramento, CA 95826 By appointment, seven days a week
ronkin@rkinnersleyinsurance.com (279) 599-3752
Ron Kinnersley Insurance
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Orangevale, CA

Three in four Orangevale households own. Protect the house.

About 74 percent of Orangevale households own their home, according to the 2020 census. Ron Kinnersley, a licensed independent agent based in Sacramento, helps Orangevale homeowners cover the mortgage with term life or mortgage protection, and also writes final expense, whole life and Covered California plans.

(279) 599-3752

Written and reviewed by Ronald L Kinnersley, Licensed Independent Insurance Agent, NPN 2561874. Last reviewed August 6, 2026.

Your rate

Tell Ron three things and he shops it for you

Your age, what you are trying to cover and your ZIP is enough to start. Ron is paid by the carrier, so the comparison costs you nothing and there is nothing to buy on the call.

  • ✓ Free consultation, no obligation to buy
  • ✓ Phone, video call or an in-home visit, your choice
  • ✓ Licensed in 31 states, so out-of-state family is covered too

Any figure named on this site is a sample estimate for illustration only, not a quote or an offer of insurance. Ron prices your actual policy after a short conversation.

Working with Orangevale homeowners

If the income behind your mortgage stopped, could your family stay in the house? Ron prices that for Orangevale homeowners against the balance you still owe, so you pay for the coverage the loan needs and no more.

  • Orangevale is a census-designated place in Sacramento County, about 25 miles northeast of Sacramento
  • It had 35,569 residents at the 2020 census, and the median age was 42.5
  • About 74 percent of occupied homes are owner-occupied, per the 2020 census
  • Roughly 19.6 percent of residents were 65 or older in 2020
  • The community covers about 11.6 square miles of rolling hills at the base of the Sierra Nevada foothills

Ron meets Orangevale clients by phone, video or at home, and there is no cost for the conversation.

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Coverage in Orangevale

What Ron places for Orangevale clients

Final Expense Insurance in OrangevaleTerm Life Insurance in OrangevaleWhole Life Insurance in OrangevaleMortgage Protection Insurance in OrangevaleACA Marketplace Health Plans in Orangevale
Questions

Common questions

Do I need mortgage protection if I already have term life?
Not necessarily. Term life paid to your family can cover the mortgage and more, because the family chooses how to spend it. Mortgage protection is built around the loan. Ron explains the difference and prices both against your balance.

Price coverage for your Orangevale home

Your loan balance and the years left on it, and Ron comes back with a real number.

(279) 599-3752