Sacramento, CA 95826 By appointment, seven days a week
Rio Linda, CA

Rio Linda has held families since 1913. Leave yours a plan, not a bill.

Rio Linda is a Sacramento County community of about 16,000 that took its name in 1913. Ron Kinnersley, a licensed independent agent based in Sacramento, helps Rio Linda families set up final expense and whole life coverage so funeral costs do not land on the people left behind, and also writes term life, mortgage protection and Covered California plans.

(279) 599-3752

Written and reviewed by Ronald L Kinnersley, Licensed Independent Insurance Agent, NPN 2561874. Last reviewed August 6, 2026.

Your rate

Tell Ron three things and he shops it for you

Your age, what you are trying to cover and your ZIP is enough to start. Ron is paid by the carrier, so the comparison costs you nothing and there is nothing to buy on the call.

  • ✓ Free consultation, no obligation to buy
  • ✓ Phone, video call or an in-home visit, your choice
  • ✓ Licensed in 31 states, so out-of-state family is covered too

Any figure named on this site is a sample estimate for illustration only, not a quote or an offer of insurance. Ron prices your actual policy after a short conversation.

Working with Rio Linda families

Final expense is a small policy with one job: paying for the funeral and last bills so your family does not have to. Ron prices it for Rio Linda clients by your age and the amount you choose, and tells you the monthly cost before you decide.

  • Rio Linda is a census-designated place in Sacramento County with 15,944 residents at the 2020 census
  • The area sits on part of the 1844 Rancho Del Paso land grant, was subdivided in 1912 and renamed Rio Linda in 1913
  • Before that it was called Dry Creek Station, a flag stop on the Northern Electric Railroad
  • Poultry farming drew families to the area in the 1920s, and the Rio Linda and Elverta communities formed an association in 1942
  • Gibson Ranch Park, a 325-acre regional park, sits near Rio Linda

Ron meets Rio Linda clients by phone, video or at home, whichever is easier, and there is no cost for the conversation.

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Questions

Common questions

What does final expense insurance actually pay for?
It pays your beneficiary a set amount, and they can spend it on the funeral, burial or cremation and final bills. Ron helps you choose an amount that fits what you want arranged, then prices it by your age and health.

Get a Rio Linda final expense price

Your age and the amount you want, and Ron comes back with a real monthly number.

(279) 599-3752