Sacramento, CA 95826 By appointment, seven days a week
ronkin@rkinnersleyinsurance.com (279) 599-3752
Ron Kinnersley Insurance
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Vineyard, CA

Keep your Vineyard house if the paycheck stops.

Vineyard grew from about 10,000 residents in 2000 to nearly 44,000 by 2020. Ron Kinnersley, a licensed independent agent based nearby in Sacramento, helps Vineyard families size mortgage protection and term life to the loan they actually have, and also writes final expense, whole life and Covered California plans.

(279) 599-3752

Written and reviewed by Ronald L Kinnersley, Licensed Independent Insurance Agent, NPN 2561874. Last reviewed August 6, 2026.

Your rate

Tell Ron three things and he shops it for you

Your age, what you are trying to cover and your ZIP is enough to start. Ron is paid by the carrier, so the comparison costs you nothing and there is nothing to buy on the call.

  • ✓ Free consultation, no obligation to buy
  • ✓ Phone, video call or an in-home visit, your choice
  • ✓ Licensed in 31 states, so out-of-state family is covered too

Any figure named on this site is a sample estimate for illustration only, not a quote or an offer of insurance. Ron prices your actual policy after a short conversation.

Working with Vineyard families

Vineyard more than quadrupled in two decades. For any household still paying down a mortgage there, the coverage question is simple: if the income behind the mortgage stopped, could your family keep the house? Ron prices that against your real balance.

  • Vineyard is an unincorporated community in east-central Sacramento County, first counted as a census-designated place in 2000
  • Its population grew from 10,109 in 2000 to 24,836 in 2010 and 43,935 at the 2020 census
  • Jackson Road, Grant Line Road, Calvine Road and Elk Grove Florin Road trace its edges
  • Vineyard borders Elk Grove, Florin and Rosemont, and uses ZIP code 95829
  • Its schools, including Sheldon and Pleasant Grove high schools, belong to Elk Grove Unified School District

Ron meets Vineyard clients by phone, video or at home, and there is no cost for the conversation.

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Coverage in Vineyard

What Ron places for Vineyard clients

Final Expense Insurance in VineyardTerm Life Insurance in VineyardWhole Life Insurance in VineyardMortgage Protection Insurance in VineyardACA Marketplace Health Plans in Vineyard
Questions

Common questions

Should mortgage protection match my original loan or what I still owe?
What you still owe, for the years left to run. A policy sized to the original loan pays for coverage the house no longer needs. Ron prices it against your current balance.

Price coverage for your Vineyard mortgage

Your balance and the years left on it, and Ron comes back with a real number.

(279) 599-3752